Did you know that, in some circumstances, your pension could be subject to a combined tax charge of 67% or more?

From April 2027, significant changes to the inheritance tax treatment of pensions will change the way many people approach retirement and estate planning.

For many people, pensions have traditionally been one of the most tax-efficient ways of passing wealth to the next generation. The new rules will change that, bringing most unused pension funds into the scope of inheritance tax and prompting many individuals and families to rethink how they structure their retirement and succession plans.

If you have built up substantial pension savings, are approaching or in retirement, or want to ensure your wealth is passed on as efficiently as possible, join the Menzies Private Client advisers for an informative breakfast session to understand what these changes could mean for you, who is most likely to be affected, and the planning opportunities you may wish to consider before the new rules take effect.

During this session, the Menzies experts will cover:

• What is changing from April 2027 and why it matters

• Who is most likely to be affected by the new rules

• How the changes could impact your retirement, beneficiaries and succession planning

• Why pensions may, in some circumstances, be subject to a combined tax charge of 67% or more

• Practical planning opportunities to help protect your wealth

• Actions you may wish to consider taking before the changes take effect

• Q&A

These in-person sessions will take place on the dates and at the locations below. Please click the relevant link to sign up for the date and venue that suits you best.

Manchester – Tuesday 8th September: Sign up here.

Gatwick – Tuesday 15th September: Sign up here.

Woking – Tuesday 13th October: Sign up here.

Cardiff – Tuesday 20th October: Sign up here.

London – Wednesday 18th November: Sign up here.

The event will begin with an opportunity to network over tea, coffee and a light breakfast, followed by a one-hour presentation.

Whether you're planning for retirement, reviewing your estate planning strategy or simply want to understand what these changes mean for you and your family, this session will provide practical insights to help you make informed decisions with confidence.

Website: www.menzies.co.uk

Email: advice@menzies.co.uk